Rain, reflections, swells, and waves are the main animations that the program is capable of generating for an image. You can even configure many of the parameters of each effect, including speed, transparency, length, depth, orientation, and more.
What you need to keep in mind when creating an animation is the number of frames that it will run for, as well as the area of the image that the animation will cover, which you need to predefine.
Sqirls Water Reflections allows you to combine various effects in the same photograph. The result is stunning, and can be exported to various file formats: AVI, Flash, and GIF.